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Methodist University offers its international students
an insurance plan to help defray medical fees during their
stay at Methodist University. The student insurance is mandatory
for all full-time day international students. No coverage
is provided for visits or treatments that occur in a student’s
homeland country. The insurance plan also provides a low-cost
coverage for prescription medications.
We also offer a fully-insured Primary International Student
Plan that provides a $50,000 aggregate limit per accident
or sickness. International students may also enroll their
spouse and dependents. The plan is offered on a Mandatory
or Hard Waiver basis only. For additional information about
the International Student Accident & Sickness Plan,
contact the Student Insurance Coordinator,
.
ELIGIBILITY:
Every full-time and part-time international student is automatically
enrolled and required to purchase this coverage.
COVERAGE:
The policy term will cover enrolled students from August
1, 2007 through August 1, 2008.
MAXIMUM EXPENSE BENEFIT OF:
$50,000 per Accident or Sickness
HOW DOES THIS PLAN WORK?
-
There is a $0 deductible under this
plan.
-
This plan will pay 100% of the first
$5,000 and 80% thereafter of the usual, reasonable and
customary expenses up to a maximum of $50,000 for covered
accidents and in-patient hospitalization for sicknesses.
-
Outpatient Sickness Benefit –
For most outpatient sickness services, the plan will
pay 100% of the first $5,000 and 80% thereafter of the
usual, reasonable & customary expenses up to a maximum
limit of $50,000.
WHAT IS COVERED UNDER THIS PLAN?
Inpatient and outpatient medical care for accidental injuries.
- Hospitalization when confined for 18 consecutive hours
or more.
- Physical Therapy – 35 visits per year.
- Outpatient sickness services including but not limited
to emergency room visits, x-rays, lab work, day surgery,
office visits, therapeutic services & supplies and
prescriptions for an accident or a sickness.
- Prescriptions are covered at 100% up to a $500 maximum.
$0 co-pay for generic and $15 co-pay for brand name drugs.
- Mental Nervous & Substance Abuse are covered to
$500 for out-stay lifetime maximum.
- Provides Repatriation and Medical Evacuation benefits.
HOW TO FILE A CLAIM:
Report your accident or sickness to the Student Health
Services. A REFERRAL must be secured from the Student Health
Services for outpatient treatment, except: (a) In case of
an emergency; (b) when the Student Health Services is closed
or between semester breaks or during the summer.
Identify all subsequent information relating to your claim
with your name, the institution name, the policy number,
and the initial date of injury or sickness.
Summit America Insurance Services, LC
7400 College Blvd., Suite 120
Overland Park, KS 66210
Phone: 800-926-3441 Fax” (913) 327-7520
Email Address: EIIA@summitamerica-ins.com
Website: http://www.summitamerica-ins.com/
***NOTE: Medical bills will not be paid without
a claim form and a referral for outpatient sickness treatment from
the Student Health Center. ***
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